Disclaimer:Â This article is only intended for educational purposes and shouldn’t be used as a substitute for legal advice. For people struggling with debt, Chapter 13 bankruptcy may seem like a viable option to eliminate their struggles for good. But filing for bankruptcy is a major decision and may not be the right choice for everyone. […]
Chapter 13 Bankruptcy: Is it Right for You? Read More »
When you’re already burdened with debt payments and struggling to make ends meet, the last thing you want is a wage garnishment. It occurs when your creditor sends the employer a court order instructing them to withhold a specific percentage of your paycheck to pay off debts. The employer must deduct a sum from your
How to Protect Your Income Using A Wage Garnishment Attorney? Read More »
Debt can be overwhelming, especially if you have multiple debts from different sources with varying interest rates. When faced with this situation, prioritizing which debts to pay off first is crucial to get out of debt as soon as possible while saving money in the long run. In this blog, we will explore the factors
Factors To Consider When Prioritizing Which Debts To Pay Off First Read More »
A creditor lawsuit can be a stressful and overwhelming experience for anyone. It can be especially difficult if you do not understand the legal process or know how to defend yourself in court. Fortunately, several common defenses can be used to fight against a creditor lawsuit. In this blog, we will discuss some of the most
6 Common Defenses To Creditor Lawsuits Read More »
Debt relapse is a common issue for many individuals who have struggled with debt in the past. It can be frustrating and overwhelming, but it’s important to understand what a debt relapse is and how you can recover. In this blog, we’ll discuss what a debt relapse is and provide tips on how to get back
What Is A Debt Relapse And How Can You Recover? Read More »
Debt collectors play a crucial role in the financial industry, but they can sometimes go too far in their attempts to collect debts. It’s important to know your rights as a consumer and to understand the methods for handling debt collectors who cross the line. In this blog, we’ll discuss ways to handle debt collectors and
Top Ways Debt Collectors Cross The Line And How To Handle Them Read More »
is a financial strategy that combines multiple debt obligations into a single, more manageable payment. The goal is to reduce the interest rate, lower monthly payments, and simplify the debt repayment process. By consolidating debt, individuals can potentially save money, improve their credit score, and gain more control over their financial future. How Debt Consolidation
What Is Debt Consolidation? Read More »
Bankruptcy can eliminate a lot of financial obligations for those overwhelmed by debt, but at a steep cost to the credit standing. While filing for bankruptcy relief is a recommended option when a person’s financial picture is bleak, it’s essential to qualify. If a person doesn’t meet certain criteria or fails the means test because of ample
Three Alternatives to Bankruptcy Read More »
