Across Texas, vehicle ownership represents independence, mobility, and livelihood. Yet, with rising interest rates, increased living expenses, and mounting personal debt, many Texans are finding
Financial hardship can take many forms, from overwhelming credit card balances to the threat of foreclosure. When debt spirals beyond control, individuals often turn to
Across Texas, and particularly in Corpus Christi, credit card balances have surged due to inflation and higher interest rates. Many households that once managed minimum
In 2025, debt collectors in Texas continue to face strict regulations under both federal and state law. The Fair Debt Collection Practices Act (FDCPA) and the Texas
Medical debt has become one of the leading causes of financial stress for Texans. Even with insurance, high deductibles, emergency visits, and unexpected hospital bills often
Financial hardship can strike unexpectedly, leaving individuals uncertain about how to move forward. When debts become unmanageable, understanding the difference between Chapter 7 vs. Chapter
