Is it legal for collectors to call you every day—even at work or late at night? Some collectors push the limits of the law—calling repeatedly, sending intimidating letters, or even threatening lawsuits they’re not legally allowed to file. If you’ve experienced this kind of treatment, you’re not imagining it. And you don’t have to accept […]
How Corpus Christi Attorneys Stop Harassment from Debt Collectors Read More »
Can a stranger legally enter your garage and tow away your car? That’s one of the most alarming questions we hear from people worried about losing their vehicle to repossession. With missed payments on the rise, more Texans are at risk of vehicle repossession than ever before. If you’re behind on your car loan, you may
Can a Repo Man Enter Your Garage in Texas? Here’s What the Law Says Read More »
Can someone really wake up to find their car gone from the driveway—without a single phone call, letter, or knock at the door? In Texas, the answer might surprise you. Every year, thousands of vehicles are seized for missed payments, often leaving owners feeling blindsided. At the Law Office of Joel Gonzalez, we help people
Repossession in Texas: Can the Lender Really Take Your Car Without Warning? Read More »
What if ignoring that lawsuit notice in your mailbox is the worst financial move you could make? Every year, thousands of Texans get sued over credit card debt—and many assume there’s no way out. But that’s changing. Those who do fight back often discover they have more legal leverage than they thought. We’re seeing more
Why More Texans Are Fighting Credit Card Lawsuits—and Winning Read More »
What if you had a strong legal defense to a debt lawsuit—and didn’t even know it? Every year, thousands of Texans are sued for unpaid debt. Debt collectors often assume that if they sue, we’ll either ignore it or panic and agree to whatever they demand. But that’s not always how it ends. With the right
Lawsuits Over Unpaid Debt in Corpus Christi: Common Defenses That Work Read More »
How many missed calls from unknown numbers can we ignore before it starts affecting our daily lives? If your phone’s buzzing constantly with demands for payment, you’re not alone. If the constant pressure is making it hard to focus, sleep, or breathe—there’s a legal way to stop it. At the Law Office of Joel Gonzalez,
Debt Collectors Won’t Stop Calling? Send This Letter First Read More »
How long can we keep ignoring those hospital bills sitting unopened on the kitchen counter? For many Texans, medical debt doesn’t just come from major surgeries or emergencies—it builds slowly with every lab test, doctor visit, or prescription filled. In Texas, where high uninsured rates make matters worse, this debt often turns into relentless calls, letters,
Medical Debt in Texas: Legal Help for Bills That Keep Piling Up Read More »
Have you ever silenced your phone when a strange number popped up, suspecting it was a debt collector? You’re not alone. Nearly 1 in 3 Americans have debt in collections. Yet, ignoring those calls, letters, or court notices doesn’t make the debt go away—it often makes things worse. In Corpus Christi and throughout Texas, many people
Behind on Payments? Why Ignoring Debt Collectors in Corpus Christi Can Cost You Read More »
It often starts with a single missed payment. Then come the phone calls, the letters, and finally—the tow truck. In Texas, the rules surrounding repossession aren’t just harsh—they’re fast. Lenders don’t need a court order to repossess a car or certain other personal property. For many Texas residents struggling with debt, that means waking up
Repossession Laws in Texas: What Your Lender Isn’t Telling You Read More »
What would you do if you were handed a lawsuit from a credit card company? Most people panic—and understandably so. Being served with legal papers can be intimidating, especially when the plaintiff is a large, well-funded financial institution. Yet, in Texas alone, thousands of consumers each year are taken to court over unpaid credit card debt. Debt
When Credit Card Companies Sue: What Corpus Christi Residents Should Do First Read More »
