What happens when an unexpected medical emergency leaves us with thousands in bills—and the collection calls never stop? Or when rising interest rates make even the minimum payment on a credit card feel impossible? For many Texans, these pressures are more than just financial—they’re legal. A recent study found that over 20% of American adults have medical debt, and many are being sued over it.
In places like Corpus Christi, we’re seeing more individuals turn to legal help to deal with these lawsuits. That’s where a knowledgeable bankruptcy lawyer in Corpus Christi becomes essential.
This blog covers why credit card and medical debt lawsuits are on the rise, how a bankruptcy attorney can stop them, and what options Texans are choosing to get relief from these aggressive tactics.
The Lawsuit Problem: Creditors Aren’t Waiting Anymore
When accounts go unpaid, debt buyers and medical debt collection agencies don’t hesitate to escalate. What used to take months now happens in weeks:
- Credit card companies file lawsuits fast to secure judgments
- Hospitals sell unpaid bills to collectors who aggressively pursue payments
- Missed court notices can lead to default rulings
The result? Lawsuits that can damage our credit, freeze bank accounts, and bring extreme stress.
How Bankruptcy Stops the Madness
Filing for bankruptcy immediately puts a halt to active credit card lawsuits and medical debt litigation. Chapter 7 can wipe out qualifying unsecured debt. Chapter 13 can organize payments into a manageable plan.
Benefits include:
- Immediate stop to collection calls
- Lawsuit dismissals or pauses under the automatic stay
- A clean break from overwhelming unsecured bills
Medical Bills and Credit Cards: A Dangerous Mix
We often see clients struggling with both medical bills and credit card balances. When these debts collide, many feel cornered. A well-timed bankruptcy filing offers real relief from both types of lawsuits.
Is Lawsuit Pressure Taking Over Your Life?
When creditors take us to court, the stakes feel high—but the right help makes all the difference. At the Law Office of Joel Gonzalez, we focus on helping people in Corpus Christi stop debt lawsuits and rebuild their financial peace. As a trusted bankruptcy attorney in Corpus Christi, Joel Gonzalez offers real solutions for those needing credit card debt relief or facing medical debt lawsuits.
Call now at (361) 654-DEBT to speak directly with a skilled bankruptcy lawyer who can help you end the lawsuit pressure—for good.
