As per the Texas Business and Commerce Code, the creditor can use self-help repossession. They can seize the debtor’s belongings or properties provided as collateral. However, in the car repossession case, the automobile itself is the collateral. Furthermore, under the law, the creditor can repossess such property without any notification, a court order, or filing a lawsuit.

Moreover, repossession agents can enter your property to repossess the vehicle, but they can’t demean, threaten or assault you physically or in any other way. Nonetheless, if they don’t abide by the law, it’s considered a peace disturbance- a criminal offense in Texas.

Therefore, if you have financial problems, seek help from our repossession attorney in Texas quickly before creditors move forward with property repossession. Our attorney has rich experience in this domain. We can evaluate your situation and suggest the best option to prevent your property from being repossessed.

Ideally, the most suitable options to halt repossession in Texas are: